The ongoing flood emergency in New South Wales has caused catastrophic damage, leaving communities devastated, and tragically, lives lost.
To provide much needed support and financial assistance, the Australian Mutuals Foundation has activated its emergency/disaster relief donations portal. This portal provides the ability for the broader Australian co-operative and mutual community members to donate essential funds, that will be used to help communities recover in the wake of the devastation caused by the floods. We are committed to supporting these communities and with your help we can make a difference to all those affected.
Your support today can make a huge difference. Donate now through the Australian Mutuals Foundation.
On Tuesday 20 May 2025, the Reserve Bank of Australia (RBA) announced a decrease of 0.25%p.a. to the official cash rate.
Following this, we have reviewed the interest rates applicable to our variable rate home loans and advise that the rates for existing mortgage holders will decrease by 0.25%p.a., effective from 1 June 2025.
The interest rates applicable to our savings products remain under review and will be confirmed in due course.
Members can refer to their upcoming statements for information in relation to their loan product/s and any relevant repayment changes.
Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members.
If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.
As the major rain event across the NSW Mid North Coast continues to unfold, we know many of our members may be impacted in the coming days.
As a member owned bank with a regional footprint, we understand the importance of helping our communities at a time when they need us most and we stand ready to help members directly impacted by this weather event with a number of support measures:
Payment relief on home and personal loans
Restructuring loan repayments
Early redemption of Term Deposits without penalty
We encourage impacted members to contact our Member Service team on 1300 36 2000 or mail@unitybank.com.au, who will discuss your situation and provide support options to assist you.
Please stay safe and follow the directions of your local authorities.
Credit eligibility criteria, terms and conditions, fees and charges apply. Loan deferment option available at the discretion of the Bank and subject to approval. Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period.
Our nurses. Our future. Caring for nurses strengthens economiesCelebrated on 12 May each year, International Nurses Day honours the dedication, resilience, and vital contributions of nurses around the world. It highlights the essential role they play in delivering compassionate care and promoting health equity across all communities.The date commemorates Florence Nightingale, whose pioneering work laid the foundation for modern nursing and established nursing as a respected and vital profession. Her legacy continues through this global celebration and recognition of nurses.The 2025 theme, "Our nurses. Our future. Caring for nurses strengthens economies," set by the International Council of Nurses, highlights the critical challenges nurses face, burnout, health concerns, and unsafe working conditions, which lead to workforce shortages and strain healthcare systems.International Nurses Day goes beyond appreciation, it's a call to invest in nursing education, ensure safe and supportive workplaces, and empower the profession. When we support nurses, we strengthen healthcare for everyone.The occasion will be marked with various events and tributes, but we encourage everyone to celebrate and support nurses not only on 12 May, but all year round. Their care saves lives, our recognition helps sustain theirs.Award-winning support for nurses
As a member-focused, values-driven organisation, we are committed to the ongoing promotion and creation of mutual value, striving to make a positive impact for our members and the communities we are part of.
Our Essential Worker Home Loan is a low interest, variable rate home loan specifically designed to recognise the contribution essential workers, like nurses, make to the community by supporting their home ownership journey with a value and feature packed product.
Independently recognised as winner of the 2024 Finder Innovation Award in the Social Impact Innovation category and with three 2025 Mozo Experts Choice Awards, our Essential Worker Home Loan demonstrates our commitment to support those who support others.
It’s our way of saying ‘thank you’ to essential workers for the work they do in always serving our community.
We have exciting news for you!
Get ready to win one of 50 mega cash prizes in our exclusive prize draw.
How to Enter: Simply use your Unity Bank Visa card and for every 30 eligible transactions between 28 April and 30 June 2025, and you'll automatically earn an entry into our mega prize draw. The more you use your Visa card, the greater your number of entries into the prize draw!
Why Participate?
Easy Entries: Each set of 30 transactions gives you one automatic entry.
Multiple Chances: The more you use your card, the better your odds.
Fantastic Prizes: 50 lucky winners will take home incredible cash prizes:
1 x AUD $100,000
2 x AUD $50,000
8 x AUD $10,000
10 x AUD $5,000
11 x AUD $1,000
18 x AUD $500
Don't miss out on this opportunity to win big. Start using your Unity Bank Visa card today and get those entries in!
The Promoter is Visa AP (Australia) Pty Ltd (ABN 20 134 885 564) Level 39, International Tower 2, 200 Barangaroo Avenue, Barangaroo NSW 2000 Australia. Some transactions excluded. T&Cs apply, see visa.com.au/promotions/cuscal-cash-tc.html AU res 18+ w/valid Visa debit card/credit card issued by participating financial institution & must not be opted out of participating financial institution’s marketing comms. Ends: 11:59pm AEST 30/6/25. Limit 1 entry p/30 transactions made w/Visa card & max 1 prize p/person (excl SA). Draw: L3/162 Collins St, Melbourne VIC 3000, 1pm AEST on 14/7/25. Prizes: 1x $100K, 2x $50K, 8x $10K, 10x $5K, 11x $1K & 18x $500. Winners published at visa.com.au/promotions/cuscal-cash-winners-2025.html from 18/07/25. Permits: NSW TP/04034, ACT TP25/00858, SA T25/651
Members are advised of an important change in how you make payments into your account due to recent industry changes.
What’s changing?
If you’re sending money into your account using Osko, you’ll now need to use:
Our new BSB number (659 000), and
your new Member Number or new Account Reference Number.
These changes ensure your payments are processed quickly and correctly.
Standard bank transfers are not affected by this change. However, we recommend using our new BSB and your new Member Number or New Account Reference Number for all transfers to ensure future compatibility and smoother processing.
What do you need to do?
Please update your payment details wherever you make or receive payments (such as saved payees, or third-party payment services) to reflect this new information.
If you’re unsure of your new Member Number or new Account Reference Number, or you have any questions, our team is ready to help you on 1300 36 2000 or at mail@unitybank.com.au
