Personal Lending Rates

• ¹ Applicants must be eligible for Diamond Rate as determined by Unity Bank. Refer to interest rate schedule for full list of interest rates.
• ² Comparison rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. This rate is for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
• ³ Interest rate shown available for the first 12 months, reverting thereafter to the lowest Fair Rate Personal Loan interest rate.
• ⁴ Comparison rate is calculated on a loan amount of $10,000 over a term of 3 years based on monthly repayments. This rate is for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
• ⁵ Interest rate on purchases. Up to 50 days interest free providing you pay your account in full each month and by the due date.
• ⁶ For vehicles where the security is up to 5 years old. Vehicles cannot be more than 10 years old at the end of the term.
• ⁷ Comparison rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. This rate is for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
• ⁸ For vehicles where the security is over 5 years old. Vehicles cannot be more than 10 years old at the end of the term.

Eligibility criteria, terms & conditions and fees & charges apply. All applications are subject to a credit assessment. All applicable terms and conditions, and fees and charges, will be included in our formal loan offer.

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